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Credit cards have created problems for some people for as long as they have been available. Bank cards can be hard to manage and use if your understanding of how they work is not good. The following advice will teach you what you need to know to use charge cards properly.
Review all the credit card accounts you have and think about closing those that you do not use. Closing accounts that are old reduces the risk of having those accounts used fraudulently. You can close accounts that you don?t want anymore, even if you still have a balance, too. Simply keep paying the balance off until it is completely repaid.
It may not be a great idea for someone to get credit cards when they turn 18. While this is what many people do, you need to get a few months of understanding the credit industry behind you before you go all out. See what it is to be an adult before you jump head first into your first credit card.
You may have a good payment history, and a good credit score, but still be paying a high interest rate on your credit card. Ask your company to lower the interest rate. In a few cases, this will happen. Any reduction in interest rate can really add up to huge savings for you in the long run.
Whenever you are about to go traveling, especially when going overseas, carry a couple of charge cards on you. Having cards from two separate banks gives you more options. If one card is declined, you probably won?t be able to use another one issued by the same bank. Your access to credit will be far more secure if you have two completely different ways to make charges.
Keep an eye on your credit score. Most creditors think of 700 as the lowest number you can have while still being considered to have good credit. Improve your spending habits by spending to improve your credit score. With a credit score of at least 700, you will receive the lowest interest rates and best credit offers.
As soon as your monthly card statements are received, immediately check them. Be sure your charges match up to your purchases. That is the most effective way to be aware of duplicated or unauthorized transactions. If you notice them, they need to be reported as soon as possible so the matter can be resolved.
You should review your credit card statement thoroughly every month. Check?and double check?every new charge that appears on your statement. If you see any charges that you cannot identify or that show the wrong amount, get in touch with the credit card company right away. If you initiate any complaints or disputes when they happen, they are much easier to get resolved.
Keep one credit card open. Keep the one you have had the longest, or the one that has the best record of timely payments. This shows that you are able to manage an account for an extended amount of time.
It is highly recommended that your credit card limits remain less than 75% of the total money you make every month. If you have a limit higher than a month?s salary, you should work on paying it off immediately. This is because your interest will just keep growing bigger and bigger.
Most charge cards come with a pre-set limit on the amount of money you are able to spend. Be careful not to go past this limit, and try to avoid using your card unless it is an emergency. If you are close to your credit limit, you may not be able to use your card during an emergency.
If your credit is poor, you might want to consider a secured card. You may need to front a few hundred dollars to get started, but such cards can improve credit scores significantly if used wisely.
Do not lend other people your credit card for any reason. Even though a good friend might have a need, it is never a good decision to lend it to anyone. This can lead to excessive charges, over the limit fees, and other problems if your friend happens to charge more than they should.
Look at your credit card receipt as soon as the transaction is completed in the store. If anything on the receipt needs to be corrected, this is the easiest time to get it done!
Every year you should make sure to ask for a free credit report from each of the credit bureaus. Take out your card statements, and make sure those amounts equal the recorded amount of debt on your credit history.
Understand what your interest rate will be. You should completely understand the interest rate prior to signing up for a credit card. If you are unaware, you may end up paying far more than the initial price. If your interest rate is high, there is a good possibility that you won?t have enough money to pay your debt at the end of the month.
Don?t start using bank cards to purchase things you aren?t able to afford. No matter how nice an item is, you shouldn?t use a credit card to finance an item if you cannot afford it. You will pay a lot of interest and monthly payments that you could not pay for. Exit the store and mull over your purchase for a couple of days before making your final decision. If you still want to purchase the item, the store?s financing typically provides the lowest interest rates.
As discussed previously, frustration and confusion can often come with attempting to understand your credit card accounts. If you know how to use them, though, they do not have to cause you trouble. Knowledge is the key to using bank cards appropriately.
Blue widgets is an important topic and you should do more research. Now you should have enough information to get you started. Do not worry if it all seems unfamiliar to you. This is normal, and you?ll be in the pro league in no time.
Source: http://www.sonipa.net/got-credit-use-these-tips-to-make-the-most-of-it/
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The B-2 stealth bomber's history of hitting China's Belgrade embassy in 1999 makes it's training mission over South Korea an even more pointed message to North Korea's Kim Jong-un.
By Anna Mulrine,?Staff writer / March 28, 2013
The Pentagon sent its distinctive bat-wing-shaped B-2 stealth bombers, pictured here in 2003, flying low over the Korean Peninsula this week, making it's training mission over South Korea.
Courtesy of Rebeca M. Luquin/U.S. Department of Defense/Reuters/File
EnlargeThe Pentagon sent its distinctive bat-wing-shaped B-2 stealth bombers flying low over the Korean Peninsula this week ? dropping munitions over a remote South Korean island ? in what US military officials initially described as a routine training exercise.
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But the B-2 bomber runs ? along with the US military?s unusually frank announcement of this fact ? were designed to send a far more pointed warning to North Korea, and more precisely to the country?s young dictator, Kim Jong-un, who lately has been increasingly bellicose in his words and actions, say senior US officials.
Kim?s ?provocative actions? and ?belligerent tone? have ?ratcheted up the danger, and I think we have to understand that reality,? Defense Secretary Chuck Hagel said Thursday afternoon in his first joint press conference with the chairman of the Joint Chiefs of Staff, Gen. Martin Dempsey.
This danger includes the nation?s third nuclear test in February and threats to aim long-range artillery and rockets at US and allied troops.
The B-2 bomber can fly some 6,500 miles, drop smart bombs, and is nuclear-capable.
It is also the same US aircraft that infamously hit the Chinese Embassy in Belgrade, Yugoslavia, in 1999.
While this was described as an accident at the time, conventional wisdom among many defense analysts today is that China?s Peoples Liberation Army forces in the embassy basement were sending out intelligence?information to President Slobodan Milosevic of Yugoslavia, whose military was committing atrocities.
The B-2 bomber does, after all, have the most precisely targeted munitions in any military arsenal, accurate to within two meters, the defense analysts point out.?
Yet regardless of whether this theory about the 1999 B-2 bombing is true, the point is that the Chinese and North Korean government believe it to be true, says Patrick Cronin, senior director of the Asia-Pacific Security Program at the Center for a New American Security.
For that reason, the training run involving the B-2 bombers ?is a subtle signal to China and North Korea to say ?Look, war can really happen. We?re not going to be deterred, and we?re going to go after high-value target sites.? ?
But does the US know enough about Kim?s rationality to bring out the B-2 bombers, which could further provoke North Korea?
?There are a lot of unknowns here,? Mr. Hagel conceded Thursday. ?But we have to take seriously every provocative, bellicose word and action that this new young leader has taken so far since he?s come to power.?
Given those unknowns, then, is it wise to eye-poke an unpredictable ? possibly irrational ? new dictator?
?I don?t think we?re poking,? Hagel said. ?I don?t think we?re doing anything extraordinary, or provocative, or out of the orbit of what other nations do to protect their own interests.?
The point, both General Dempsey and Hagel reiterated, is not just to flex US military muscles for North Korea?s benefit, but more importantly to reassure US allies that the Pentagon has their back.
?The reaction to the B-2 that we?re most concerned about it not necessarily the reaction that it might elicit in North Korea,? Dempsey said Thursday. ?Those exercises are mostly to assure our allies that they can count on us to be prepared.?
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Sometimes, wishes are quickly granted.? Sometimes, they already were.
Steelers safety Troy Polamalu wants player input in rule changes.? But the players already have input.
?I do wish . . . that the NFL did have a voice from the players? side, whether it?s our players? union president, or team captains, or our executive committee on the players? side,? Polamalu said earlier today on ESPN.? ?Because we?re the guys that realize the risk, we?re the guys on the field.?
As MDS pointed out, the players have a voice in the rule-revising process.? Specifically, this year?s the rule changes were discussed with NFLPA president Domonique Foxworth, who worked with Lester Archambeaux, Charlie Batch, Ernie Conwell, Matt Hasselbeck, Brandon Moore, Jeff Saturday, Ben Watson, and Eric Winston in providing input to the Competition Committee.
Also, Will Montgomery of the Redskins presented video to the Competition Committee in connection with the rule that makes the snapper a defenseless player.
Former players also had a voice with the Player Safety Advisory panel, which includes John Madden, Ronnie Lott, Ernie Accorsi, Antonio Freeman, Patrick Kerney, Willie Lanier, Oliver Luck, Steve Mariucci, Anthony Munoz.
So, basically, Polamalu already got what he wanted, without finding a lamp or losing an eyelash.
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SAN FRANCISCO (AP) ? At age 26, Buster Posey can envision one day retiring with the San Francisco Giants.
For now, he is their new franchise man.
The Giants rewarded the NL MVP and batting champion catcher with a $167 million, nine-year contract Friday, a deal that includes a club option for 2022 that could raise the value to $186 million over a decade.
"It's hard to put into words what I feel right now, just an incredible feeling know that for the next nine years I'll be a part of this very storied franchise," Posey said. "I'm incredibly humbled to know I'll be a part of that."
He came to the plate Friday night to rousing cheers from the sellout crowd of 42,808 and led off the second inning against Oakland's A. J. Griffin with a single to left. Posey finished 2 for 4 in the 3-1 win.
"That's just great, he's the face of the franchise," pitcher Barry Zito said. "He's the captain of this team as young as he is. That's a huge nod from ownership, from the Giants, to say, 'Pose, you're our guy and we're going to go on with you.'"
Posey had been due to make $8 million this year. He instead gets a $7 million signing bonus, with $5 million payable Oct. 15 and the remainder Jan. 15, and his 2013 salary is reduced to $3 million.
He will make $10.5 million in 2014, $16.5 million in 2015, $20 million in 2016 and $21.4 million in each of the following five seasons. The Giants' option is for $22 million with a $3 million buyout.
"Obviously this is a big day for the Giants and a big day in Giants history," CEO Larry Baer said. "By any measure the largest and boldest commitment we've ever made to a player, and obviously that's a big deal. We don't make these kinds of commitments lightly. ... In order to make a commitment like this we have to look at other measures, too, and look at the person. A nine-year commitment sounds like a lot but it wasn't scary to us when you look at Buster the person."
Posey's agreement includes a full no-trade clause and is the longest for a catcher and the largest in Giants history, surpassing Matt Cain's $127.5 million, six-year contract signed before the start of last season.
In addition, the deal is a record guarantee for a player with fewer than three years of major league service time ? more than doubling the $80 million, seven-year contract Rockies slugger Carlos Gonzalez received before the 2011 season. It also is a record guarantee for a player with fewer than four years of service time, topping the $151.45 million over 11 years Colorado's Todd Helton was assured in March 2001.
"I don't know if we had a mountain to climb but we had a hill to climb to try to get on the same page," general manager Brian Sabean said. "If he's not the face of the franchise, he's certainly a player that comes around either once every baseball life or not that often."
The Giants captured their second championship in three years behind the play of the All-Star, who won the NL batting title and MVP award after missing most of 2011 following season-ending left leg and ankle injuries.
Posey knows that there will be times things don't go as well as they have so far for him with a World Series and Rookie of the Year award in 2010 followed by another title and season of honors last year.
"You get kind of spoiled when you win the World Series in your first year," he said. "I can't see how you can play here and not want to spend your career here."
Posey received his deal a day after the Giants gave Sabean and manager Bruce Bochy contract extensions through 2016.
Posey batted .336 with 24 homers and 103 RBIs while playing 148 games for the NL West champions, including 111 starts at catcher and 29 at first base. During the Giants' 2010 and '12 championship runs, Posey has hit a combined .244 with four home runs and 14 RBIs.
Two of those homers and five RBIs came in last year's NL division series against the Reds, when San Francisco became the first team in big league history to rally from a 2-0 deficit to win a five-game series with three straight road victories.
"We've got a group of guys who are not going to rest on what we've accomplished so far," Posey said. "Nine years is a long time. It's exciting. I enjoy the challenge of trying to get better. I enjoy the ups and downs that baseball brings."
On May 25, 2011, Posey tore three ligaments in his left ankle and broke a bone in his lower leg in a devastating collision at the plate with Scott Cousins, then with the Marlins.
Posey received his nice payday two days after turning 26. He will donate $50,000 per year to Giants charities.
He could wind up playing his entire career in the Bay Area ? and the Giants certainly hope that will be the case. The club posted a photo on its Twitter account Friday of Posey, Baer, Sabean, vice president and assistant general manager Bobby Evans and Bochy ? with the hashtag "SFG4Life."
"It's truly one of the great days for Giants fans," Baer said. "Our fans will be very privileged to watch Buster for the foreseeable future, and ideally Buster will be wearing a Giants uniform for the entirety of his career, which is our goal."
Posey is represented by the same agency that negotiated Cain's deal last year, and both sides were eager to do something again this year to provide long-term security for the catcher.
"We're extremely pleased to reach an agreement that keeps Buster in a Giants uniform for a long time," agent Jeff Berry of CAA Baseball said. "Buster and the Giants have brought each other mutual success, and this contract reflects Buster's extraordinary accomplishments in just three years in the major leagues."
The contract includes the following bonuses: $100,000 for NL MVP, $100,000 for World Series MVP, $75,000 for NL championship series MVP, $50,000 for a Gold Glove, $50,000 for All-Star game election, $25,000 for All-Star selection and $50,000 for a Silver Slugger.
In 2010, Posey wasn't even called up from Triple-A Fresno until late May but still batted .305 with 18 home runs and 67 RBIs in 108 games to help the Giants capture their first NL West crown since 2003.
Even with the injury, Posey plans to catch for as long as his body allows it.
"My passion is to be behind the plate for as long as I can," he said. "For anyone who's caught, it's a special position you can't describe until you get back there."
Yet he did once play all nine positions in one game during college.
San Francisco gave him $6.2 million when he signed in August 2008 as the fifth overall pick out of Florida State, the richest deal for an amateur joining the Giants.
For Evans in his negotiations, there weren't many players to use as a gauge for having so many accomplishments in such a short career. The Giants entered talks with the idea they would find a way to sign Posey for the long haul.
"The organization will be better off for it each day he's in our uniform," Sabean said.
___
AP Sports Writer Ronald Blum contributed to this report.
Source: http://news.yahoo.com/buster-posey-gets-167m-9-deal-giants-193222348--mlb.html
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Posted Today, 07:56 AM
why does this code break every time it hits, mov [eax], ebx?; .386 .model flat .stack 4096 .data .code _start: mov eax, 2 mov ebx, 7D12Eh mov [eax], ebx mov eax, 4 mov ebx, 568923h mov [eax], ebx mov ebx, 3 mov [eax], ebx ret PUBLIC _start end
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_moving_ this to the assembly forum.
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Posted Today, 08:31 AM
modi123_1, on 29 March 2013 - 07:59 AM, said:
_moving_ this to the assembly forum.
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Posted Today, 09:55 AM
1. what are you trying to do?when you add brackets around a register, the register becomes a pointer. You moved 2 into eax, so when you do:
mov [eax], ebx, you are telling the cpu to move the value in ebx to the address - 2 which there is no such address.
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By Greg Gilman
LOS ANGELES (TheWrap.com) - Don Payne, a co-executive producer of "The Simpsons" and "Thor" screenwriter, died in Los Angeles on Tuesday after battling cancer. He was 48.
The University of California, Los Angeles graduate won four primetime Emmys with "The Simpsons" since joining the Fox show's writing staff in 1998. Payne wrote 16 episodes, including "Fraudcast News," which earned him the 2005 Writers Guild Paul Selvin Award.
"Don was a wonderful writer and an even more wonderful man," said "Simpsons" showrunner Al Jean in a statement. "He was beloved in the 'Simpsons' community and his untimely passing is terrible news to us all. I know he is up with Thor now looking down at us and smiling."
During his tenure at "The Simpsons," Payne also branched out into screenwriting with 2006's "My Super Ex-Girlfriend," followed by 2007's "Fantastic 4: Rise of the Silver Surfer." Payne also wrote a draft of "Thor" for Marvel, before working on the sequel, "Thor: The Dark World."
"Maximum Ride," Payne's most recent writing gig, is an adaptation of a James Patterson novel about genetically-engineered children with wings taking flight across the country to discover their origins. The film doesn't yet have a release date.
Payne had two episodes of "The Simpsons" in production at the time of his death. Both are scheduled to air during the show's Season 25, including this year's Christmas special, "White Christmas Blues."
Payne is survived by his wife and three children.
Source: http://news.yahoo.com/don-payne-simpsons-co-executive-producer-thor-screenwriter-234325755.html
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Syrian Army fighters preparing themselves to shoot against Syrian Army positions in Aleppo, Syria, March 11.
By Louis Charbonneau, Reuters
UNITED NATIONS -- Iran, Syria and North Korea on Friday prevented the adoption of the first international treaty to regulate the $70 billion global conventional arms trade, complaining that it was flawed and failed to ban weapons sales to rebel groups.
To get around the blockade, British U.N. Ambassador Mark Lyall Grant sent the draft treaty to Secretary-General Ban Ki-moon and asked him on behalf of Mexico, Australia and a number of others to put it to a swift vote in the General Assembly.
U.N. diplomats said the 193-nation General Assembly could put the draft treaty to a vote as early as Tuesday.
The head of the U.S. delegation, Assistant Secretary of State Thomas Countryman, told a group of reporters, "We look forward to this treaty being adopted very soon by the United Nations General Assembly."
He declined to predict the result of a vote but said it would be a "substantial majority" in favor.
"A good, strong treaty has been blocked," said Britain's chief delegate, Joanne Adamson. "Most people in the world want regulation and those are the voices that need to be heard."
"This is success deferred," she added.
The point of an arms trade treaty is to set standards for all cross-border transfers of conventional weapons.
It would also create binding requirements for states to review all cross-border arms contracts to ensure arms will not be used in human rights abuses, terrorism or violations of humanitarian law.
NRA: Treaty threatens gun rights
Arms control activists and human rights groups say a treaty is needed to halt the uncontrolled flow of arms and ammunition that they say fuels wars, atrocities and rights abuses.
"The world has been held hostage by three states," said Anna Macdonald, an arms control expert at humanitarian agency Oxfam. "We have known all along that the consensus process was deeply flawed and today we see it is actually dysfunctional."
"Countries such as Iran, Syria and DPRK (North Korea) should not be allowed to dictate to the rest of the world how the sale of weapons should be regulated," she added.?
The National Rifle Association opposes the treaty and has vowed to fight to prevent its ratification if it reaches Washington. The NRA says the treaty would undermine domestic gun-ownership rights.
The American Bar Association, an attorneys' lobby group, has said that the treaty would not impact the right to bear arms.
Jim Watson / AFP - Getty Images
Demonstrators from Amnesty International call for a global arms treaty in a protest outside the White House, March 22.
The main reason the arms trade talks took place at all is that the United States - the world's biggest arms exporter - reversed U.S. policy on the issue after President Barack Obama was first elected and decided in 2009 to support an arms treaty.
Iranian President Mahmoud Ahmadinejad had told Iran's Press TV that Tehran supported the arms trade treaty. But Iranian U.N. Ambassador Mohammad Khazaee told the conference that he could not accept the treaty in its current form.
"It is a matter of deep regret that genuine efforts of many countries for a robust, balanced and non-discriminatory treaty were ignored.,? he said.
One of those flaws was its failure to ban sales of weapons to groups that commit "acts of aggression," ostensibly referring to rebel groups, he said. The current draft does not ban transfers to armed groups but says all arms transfers should be subjected to rigorous risk and human rights assessments first.
Syrian Ambassador Bashar Ja'afari echoed the Iranian concerns. "Unfortunately our national concerns were not taken into consideration," he said.
North Korea's delegate voiced similar complaints, suggesting it was a discriminatory treaty.
Russia and China made clear they would not have blocked it but voiced serious reservations about the text and its failure to get consensus.
A Russian delegate told the conference that Moscow would have to think hard about signing it if it were approved.
If adopted by the General Assembly, the pact will need to be signed and ratified by at least 50 states to enter into force.
Related:
'Not good enough': Rights groups blast draft of arms trade treaty
North Korea is no 'paper tiger', warns US official as regime puts rockets on standby
Israel to grill Obama over possible military strike on Iran
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There seems to be a lot of confusion on the internet over the difference between mandating health insurance and mandating auto insurance for drivers. Simply put, if you do not want to purchase auto insurance, don?t choose to operate a motor vehicle, something many people don?t do and utilize public transportation. Mandating health insurance has no such escape. Simply by being alive you would be required to purchase it through the individual mandate.
Regardless of the seemingly straight forward and easy to understand difference between the two, one can not peruse the comments section of any recent article about the health care law being declared unconstitutional without inevitably seeing the old "OMGADZORS well I guess I shoulNDT have to puchaze auto inSURANCE either!!!"
My question is this: Are the folks who repeatedly try and hammer this argument down our throats simply unable to understand the difference between the two insurances, or are they just so desperate for a talking point that they will forgo giving it some rational thought in a rapid attempt to "win" the argument for their political affiliation?
There are several differences between mandating auto insurance and mandating health insurance:
1) Auto insurance is mandated by the individual states, not the federal government.
2) Auto insurance is not required of everyone; it is only required if you are driving. Driving is a privilege, not a right.
3) But the most important difference is this: The states that require auto insurance require it only to protect the OTHER drivers on the road. There is no state law requiring anyone to insure themselves or their own vehicle. No state requires you to buy auto insurance to cover your OWN medical expenses if you are injured in an auto accident. And the states do not require you to buy insurance to cover repairs to your OWN vehicle, (although your lender might.)
The people who try to hammer the argument down our throats are trying to defend the new health care law. There is no good defense, so they use that argument and also the one that says we all need to buy insurance so the freeloaders who don?t buy insurance don?t run up every one else?s premiums. Actually that argument is no good either, because the new law exempts most of the people who have not been buying insurance. For example: illegal immigrants, low income people and people who qualify for Medicaid are exempt. These are the people who are "not paying their own way" but these are the people who are not mandated to start "paying their own way." There was a good article in the National Review about this.
http://www.nationalreview.com/articles/274693/eleventh-circuit-takes-aim-obamacare-avik-roy#
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Paul A. Eisenstein , NBC News contributor ? ? ? 1 hr.
For most automakers, baby boomers are the proverbial 800-pound gorilla that still drives the industry, the biggest buying group in terms of raw vehicle sales and, in particular, the generation spending the most for each of the cars they buy.
But manufacturers are preparing for the arrival of a new group that could soon not only outnumber the boomers but also demand some big changes in the type and size of vehicles the industry produces. Generation Y, also known as the millennials, offer both tantalizing opportunities and major challenges, according to executives at this year?s New York International Auto Show.
Slideshow: The 2013 New York Auto Show
Millennials are becoming ?the new face? of American auto buyers, asserted Jim Farley, Ford Motor Co.?s global sales and marketing chief, during his keynote speech at the auto show. ?And we?ll be surprised,? he added, ?by what they choose.?
According to U.S. Census Bureau data, there are more than 80 million American consumers approaching age 30, which means that each year millions more are moving into the new vehicle buying demographic. Indeed, according to the recent ?Gen Y in the Driver?s Seat? study by consulting firm Deloitte, they already represent about 40 percent of the nation?s potential car buying population ? though they are still well outnumbered by boomers when it comes to the number of new vehicles sold each year.
Chevy Rolls Out New 2014 Camaro
In fact, that ?potential? doesn?t necessarily translate into the same mindset toward buying and owning cars that was seen when boomers came of age. Nearly a third of American 19-year-olds haven?t bothered to get a driver?s license, according to a new study, continuing a downward trend that finds fewer and fewer millennials plugging into the American car culture.
?Virtual contact reduces the need for actual contact,? suggested Michael Sivak, co-author of the study by the University of Michigan Transportation Research Institute. ?We found that the percentage of young drivers was inversely related to the availability of the Internet.?
In 1983, well before the advent of texting, e-mail and online gaming, 83 percent of American 19-year-olds were licensed. By 2010, found UMTRI, that was down to around 70 percent.
Another study, jointly carried out by General Motors and Viacom?s MTV Scratch unit, found just 32 percent of 3,000 American millennials surveyed saying they were interested in cars ? though it also showed 69 percnet viewing the purchase of a car a ?milestone? in becoming an adult.
Which brand millennials turn to is also up in the air. Auto data-tracking service Edmunds.com finds that Japanese makers have steadily lost ground with millennials at the expense of Detroit and Korean makers ? a sharp reversal of the trend when baby boomers were first entering the new car market.
?Don?t think we have the millennials figured out," Ford senior marketing executive Amy Marentec recently said, but she added that domestic automakers are beginning to show signs of ?cracking the code.?
The market data suggest that younger buyers are generally more interested in green technology than their parents? generation, something that could drive demand for hybrids, plug-ins and battery vehicles. On the other hand, the higher cost for such technologies is so far restricting sales.
Millennials are downsizing, several executives said. That?s one of the reasons why Audi has such big hopes for the next-generation A3 sedan it showed reporters during a sneak peek in New York. It will become ?the third leg? for the brand, said Audi of America chief Scott Keogh, and should drive other makers to rethink the future of their bigger products.
Booming Sales Put Volkswagen of America Back in the Black
Keogh also emphasized that the new generation of buyers ?isn?t willing to compromise,? even though they?re on a tighter budget than boomers. They expect that even entry-level products have a much higher level of refinement ? and advanced features like infotainment systems capable of accessing social media services.
The new generation has ?an incredible taste for luxury,? echoed Ford?s Farley, adding that millennials now expect to get more for less, no longer expecting that they have to pay a substantial premium for high-line brands. ?And as the price of luxury cars drops,? he said, ?don?t be surprised if they make luxury cars their first (new vehicle) purchase.?
For the industry, delivering on those expectations could be challenging. It could strain resources in the short-term, but those brands which can meet the demand could come to dominate the new generation much as marques like Toyota, Nissan and Honda were the favorites of the boomers.
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Live from GDC Simon and I went hands-on with Chillingo's latest tile, Tiny Troopers 2. If you're familiar with the first game, the sequel brings you more of the same great stuff -- more gear, more guns, more machines, more mayhem. We're talking Humvee's with .50 caliber machine guns.
Tiny Troopers 2 is free-to-play, like most of EA's titles these days, but they appear to be well balanced and don't seem to get in the way of the game.
Check out the video up top and if you like what you see, Tiny Troopers 2 has just hit the App Store so go grab it now.
Source: http://feedproxy.google.com/~r/TheIphoneBlog/~3/kpgL3j_F0vU/story01.htm
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A cash processing room at the Federal Reserve (Discovery)Have you ever wondered what happens to all of the damaged dollar bills floating around the economy? How long does paper money actually last before it disintegrates into torn shreds or a pulpy mass that is indistinguishable from regular old paper? And at what point is paper money just too damaged to be used as legal tender?
On March 30 9 p.m. ET/PT, the Discovery Channel will give viewers an inside look at ?The Secret Life of Money,? which seeks to answer these questions along with offering many other insights into the world of money, including the history of how gold became a standard form of currency around the world.
David Kestenbaum and Jacob Goldstein from NPR?s "Planet Money" contributed to the special and chatted with Yahoo News about some of the stranger things they?ve learned about cash.
?To me, what?s most interesting is that there is a bigger idea at work here: Money is this thing that we take for granted,? Goldstein said. ?When you stop and think about money, it gets really weird, really fast.?
For example, if your money is damaged, you can legally exchange it with the Bureau of Engraving and Printing. But only to a point. The bureau says it receives upwards of 300 envelopes per day, containing ?torn, blackened, blood-soaked, shrunken or otherwise maimed money.? However, so long as 51 percent of that blood-soaked bill remains intact, you can get a freshly issued replacement bill.
?It?s not paper the way we normally think of paper. It?s 75 percent cotton and 25 percent linen. It?s like a T-shirt,? Kestenbaum says, explaining why money is actually more physically durable than some might think.
Still, that hasn?t stopped thousands of people each year from testing its limits in strange ways.
For example, one Florida man attempted to dry his money after it became wet by putting it in the microwave. But instead of returning to its crisp, clean form, the money was crisped and burst into flames.
These sort of incidents resulted in the bureau exchanging $28 million worth of paper money in 2011 alone.
Of course, Goldstein and Kestenbaum note that similar incidents are on the decline as money moves toward becoming a predominantly electronic transaction between buyer and seller.
?There is no truck full of dollar bills going from my employer?s bank to my bank,? Goldstein says, noting that the very basic idea of money is really more about trust than physical value. ?The U.S. dollar is already basically an electronic currency.?
And with the advent of independent currency providers such as Bitcoin, some people are trying to establish that trust without relying on a government.
Still, Kestenbaum says that for all its shortcomings, paper money is likely to stay with us for years to come. ?I am more bearish on the future of physical money,? he said. ?At some point, we won?t be using cash at all. Not in the next year, but in 50 years? Probably.?
Ironically, one of the reasons Goldstein and Kestenbaum say the U.S. dollar has a future in its physical form is its popularity outside of America. They note that there are currently more $100 bills outside the U.S. than within the borders of the country that printed them.
If you add up all of the cash, "there?s a lot missing because of how much is used overseas,? Kestenbaum said.
Source: http://news.yahoo.com/blogs/sideshow/secret-life-money-revealed-172617707.html
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ALEXANDRIA, Va. (AP) ? A U.S. Army veteran is charged with conspiring with an Al-Qaida group to wage war against the Syrian regime.
Eric Harroun of Phoenix was charged Thursday in federal court in northern Virginia with conspiring to use a weapon of mass destruction outside the U.S. An affidavit states Harroun has been engaged in military action in Syria, siding with rebel forces against the Syrian government. It says he used rocket-propelled grenades in the fighting earlier this year.
On his Facebook page, he claimed credit for downing a Syrian helicopter.
Prosecutors say one of the groups with which Harroun served is the al-Nusrah Front, which is commonly known as al-Qaida in Iraq.
Harroun has made an initial court appearance. A public defender was appointed to represent him in a detention hearing scheduled for Tuesday.
Source: http://news.yahoo.com/us-army-vet-charged-fighting-al-qaida-184044925.html
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Source: http://nbcsports.msnbc.com/id/21134540/vp/51360830#51360830
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On Monday, after collecting my UOL "diploma" cert from RELC,?
I met up with Love for lunch!
I didn't feel like having any Japanese food so I suggested a place that I had been before at ION orchard,?
????
by The Asian Kitchen?
(can't really find their official website though)?
If I didn't remember wrongly, the open at 11.30am.
We came across their Lunch Set Menu priced at S$15.90++?
and decided to try it out.?
Here are the Peaktures;?
Nicely decorated place with dim?lighting;?
The set menu came with an appetizer, a main course, a drink and you could top up just?
S$2 for an additional dessert (which I think is quite worth).?
My Main Course
Mr Lim's Main Course
A generous portion for appetizer
Appetizer number 2
We had iced barley and iced lemon tea for drinks.?
We both agreed that the mango sago was yummier. :)?
For about S$21 per person, you get a 3 course Lunch plus drink which is quite filling for small to medium eaters. If you're looking for a more filling main course, avoid ordering the meesua and the eggy bowl as they're of smaller portions.?
Hope this helped to reduce your uncertainty and bounded rationality!?
(hahas, pardon me as exams are nearing, I was just trying to put what is in my brains to daily use)?
Source: http://carysdeology.blogspot.com/2013/03/lu-gang-xiao-zhen.html
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Mar. 25, 2013 ? Prebiotic supplements in infant formula may help to prevent eczema, according to a systematic review published in The Cochrane Library. However, the review highlights a lack of high quality evidence for the effects of prebiotics in preventing allergies.
It is thought that bacteria lining the gut may play an important role in a child developing sensitivities to certain foods and allergens, regulating immune responses and determining how they will react to the same substances in later life. Prebiotics are indigestible components of breast milk, fruit and vegetables that stimulate the growth and activity of healthy bacteria in the gut. They are distinct from probiotics, which are cultures of live bacteria such as those added to yoghurts and infant formula. Prebiotics can also be added to infant formula. However, it is unclear exactly what effect these supplements have on the development of allergies.
The researchers drew together data from four studies involving a total of 1,428 children. Children were given formula containing prebiotic supplements or, as a control, standard formula. Studies followed children to between four months and two years of age and reported the number who developed allergies. Eczema was significantly reduced in children who were fed formula containing prebiotics. Only two studies investigated asthma. The number of children who developed asthma was similar whether they were given formula with added prebiotics or without. In one study looking at urticaria (hives), giving children formula containing prebiotics did not prevent any cases of the allergy.
Only one study assessed the effect of giving formula containing prebiotics to high-risk children, who had close family members with allergies. In this study, prebiotics reduced both eczema and asthma, but there were no significant reductions in allergies overall in high-risk children. "Given these findings, it remains unclear whether the use of prebiotics should be restricted to infants at high risk of allergy or may have an effect in low risk populations," said lead researcher, John Sinn of the University of Sydney in Sydney, Australia.
"Overall, we found some evidence that infant formula containing prebiotic supplements can help prevent eczema in children up to two years of age," said Sinn. "However, the quality of existing evidence is generally low or very low. More high quality research is needed before we can recommend routine use of prebiotics for prevention of allergy."
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Source: http://feeds.sciencedaily.com/~r/sciencedaily/top_news/top_health/~3/szTO79OWy3I/130328075716.htm
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Source: http://the-gadgeteer.com/2013/03/28/powerskin-announces-battery-case-for-the-blackberry-z10/
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By Greg Gilman
LOS ANGELES (TheWrap.com) - J.K. Simmons and Chris Elliott are joining Marisa Tomei and Hugh Grant in Castle Rock Entertainment's untitled romantic comedy from director Marc Lawrence ("Did You Hear About The Morgans?"), producer Martin Shafer announced on Wednesday.
The film follows Grant as a screenwriter who, thanks to an Academy Award for Best Screenplay, was on top of the world in 1998. Flash forward fifteen years later: His creativity has disappeared along with his wife and money, so he takes a gig teaching screenwriting at a small college on the East Coast. He expects to make some easy money and maybe find some easy co-eds, but doesn't predict falling in love with a single mom, played by Tomei, who has gone back to school.
Grant's character expects to make some easy money and maybe find some easy co-eds, but doesn't predict falling in love with a single mom, played by Tomei, who has gone back to school.
Simmons ("Juno," "Spider-Man") will portray Dr. Lerner, the Chairman of the University's English department who takes Grant's character under his wing.
Elliott ("There's Something About Mary") will portray Jim, a Shakespeare professor and next-door neighbor to Michaels, in search of that certain someone.
Bella Heathcote and Allison Janney are also starring in Lawrence's fourth feature, which will begin shooting in New York in April. Liz Glotzer is producing with Shafer for Castle Rock Entertainment. FilmNation Entertainment is handling international sales for all foreign territories.
Source: http://news.yahoo.com/j-k-simmons-chris-elliot-board-untitled-hugh-222649369.html
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