Saturday, May 26, 2012

can you have rheumatoid arthritis without it ... - Health and Fitness



Question by : can you have rheumatoid arthritis without it showing up in blood work?
I have rheumatoid arthritis like symptoms, but have a lot of blood work and nothing shows up. Is it possible it not be in the blood. It hasn?t been a year yet, it started about June or July sometime around there. I am 14 if that means anything. I have also been diagnosed with fabry disease, both clinically and genetically.

Best answer:

Answer by Kelle
See differential diagnosis section:

http://en.wikipedia.org/wiki/Rheumatoid_arthritis

What do you think? Answer below!


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Friday, May 25, 2012

All the Stuff You have to Understand About GE Profile Cooktop ...

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Ukrainian pianist plays her way to YouTube stardom

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This is what Fatherhood Means ? slightly_grumpy - My Telegraph

May 24th, 2012 22:01

This is what Fatherhood Means

Frightfully bad form to put another piece on the front page when an earlier one is still there, but I do have to tell you what I have been up to for the last few hours. Please forgive me.

My youngest came back from school saying his housemaster had said any boy whose shoes were not perfectly clean tomorrow would be kept in for an hour. I rose to the occasion. I have devoted several hours to polishing his shoes (and his older brother?s even though the older boy?s housemaster is not so obsessive).

I remember a family friend (he was quite a distinguished Tory MP) telling me about how he used to creep up to his 23 year old son?s bedroom late at night, find his shoes and then polish them. He was convinced the lad would never succeed as a barrister unless his shoes were very shiny. The boy is now a very successful QC.

I may not be very good at the maths homework, but I can polish shoes.

Charles

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Getting new PC games easily

In the recent past PC games have become a booming business across the world with the release of new and interesting type of games. New PC games have been loved so much by young and old and getting them has not become any problem. Many people have chosen to get the games from stores as well as online.

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Sometimes it becomes a challenge when it comes to buying PC games. You will realize that some games are just imitated and you will not get the high quality you expected. It is then advisable for you to be extra careful when buying the games as some of them can damage your entire PC. When you choose to buy through stores in the city you need to test the game before buying it. This will give you an assurance that you are buying the best quality.

Online buying is also a challenge if in case you land on some crooked stores. These stores will sell you imitations that can end up damaging your PC.

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There are numerous online stores that are available in the internet where you can buy new PC games very easily. It is advisable to look for a recognized and experienced store that can sell you the best quality. You can do a simple research on the best site that exists for you to get quality stuff.

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People have also realized that they can be downloading games for PC directly from the internet very easily and hustle free. This has been one of the most used ways across the globe because it does not need to enquire any details form any one. All you need to do is look for a reliable site that deals with PC games. From here you will come across numerous PC games latest or old and you can download them free of charge or even at a very affordable price.

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Getting PC games online is also very informative. This is because you will view numerous types of games in categories. By clicking the category button you will view all the available types of games that will allow you choose the type you want easily. Many sites have been able to give all the necessary information needed by clients and it has become very easy to get the type of game you want. Many clients also post their reviews after downloading games for PC. They normally leave their comments on the site they have used and this allows you to identify the best site to use when downloading the games. This will make you get the best PC game that you have been looking for from a recognized site without any problem.

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Slimex

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Thursday, May 24, 2012

Poor Credit Payday Loans ? Extra Financial Support for Employed ...

Bad credit as well as poor credit record is risky for the lenders. Bad credit is usually generated from the default payments of the borrowers, which is not the good news for the loan provider. In this condition, the loan providers have to go through a lot of risk. That?s why they use the system of exposing the credit records of the borrower. Even if you have bad credit history and need financial support, you still do not concern about your situation now. Since, after a lot of efforts the credit agencies have found bad creditors in hot water and so, they have planned poor credit payday loans to satisfy all bad credit holders during financial crisis.?

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Prior to apply for these loans you need to commit to memory that poor credit payday loans fall in short term provision of fund.

Furthermore, there are some mandatory criterions which you have to follow just before applying for the loan. In regard to criterions you must be the resident of UK, be attaining the age of 18 years or above, be a regular employed in a firm along with the steady income of at least ?1000 per month and be maintaining a live bank account for money transaction.? ?

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These above mentioned qualifications enable you enjoy benefits of poor credit payday loans even with having bad credit factors including country court judgments, bankruptcy, due payments, individual voluntary arrangements, foreclosures, arrears, defaults, missed payments, late payments, skipping of installments. This is reason why, there is no credit check required. Repaying the fund on the due date succors you to ameliorate your poor credit scores.

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Under the provision of?poor credit payday loans, you are free to access an amount in the ranging from ?80 to ?750, which has to be paid back over a repayment period of 14 to 31 days. The reimbursement date is curved out such that it falls right till your next payday. Well, the borrowed amount can be utilized to satisfy multiple financial needs and desires such as clearing of pending medical bills, home loan installments, house rent, shopping bills, telephone bills, paying off credit card dues, buying multimedia handset, planning to go on weekend holidays and so on.

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Online application is an amazing mode to apply for a loan easily and get approval in fast way. That?s all you have to fulfill a simple online application form with some genuine information and submit it on the website. In awhile the amount gets transited directly into your mentioned bank account on the same day of application.?

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Obama team wrongly says Romney moves goal posts (The Arizona Republic)

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Wednesday, May 23, 2012

998000 :: 815 E AVE, Lake Oswego OR, 97034 - Lake Oswego Real ...

Property Photo

Mls Icon

3 beds, 2 full, 1 part baths
Home size: 2,796 sq ft
Lot Size: 6,098 sq ft
Property Type: DETACHD
MLS Number: 12232654
Community: First Addition

Custom built in 2008 on rare corner lot in First Addition w/ master on main &?open? floor plan. High boxed beam ceilings, wainscoting & custom millwork add tradition to great room living.Lush, exquisitely landscaped flagstone patio adjoins living area. Find slab granite,SS appl,knotty alder cabinets, slab marble, slab onyx, 3/4? maple HW floor, 3 fireplaces, central vac & more!

Listed with Realty Trust Group, Inc.


Brought to you by Chris Larsson, Coldwell Banker Seal. Call me today at 503-683-2897!

The content relating to real estate for sale on this web site comes in part from the IDX program of the RMLS? of Portland, Oregon. All real estate listings are marked with the RMLS? logo, and detailed information about these properties includes the names of the listing brokers. Listing content is ? 2009 RMLS?, Portland, Oregon.


Lake Oswego Map Seach
Tags: 815 E AVE, Lake Oswego OR, Homes, estate, real, Coldwell Banker Seal

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Chris Larsson- Lake Oswego Real Estate Agent

Let me help you find everything you need to know about buying or selling real estate in Lake Oswego, OR! I have been a top-producing Coldwell Banker real estate professional for over 8 years in LO. I am 120% dedicated to providing world-class concierge level service to my clientele.


SEARCH THE LAKE OSWEGO MLS AND REAL ESTATE LISTING HERE...

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The game of getting hired | Rich's Management Blog

Posted by richm on Tuesday, May 22, 2012 ? Leave a Comment?

I recently had lunch with a client from the UK and the subject turned to the ways American companies hire white collar employees. ?As I detailed the process he could not believe what he was hearing and said ?no wonder so many businesses are in trouble here in the states?. ?The game that some executive recruiters and HR people play has not changed that much in the last 20 years and for many job seekers it?s like going through a maze towards the reward at the other end.

It used to be that when you learned of an opening at a company you wanted to work for you would send your resume with a cover letter and wait for a response. ?There was a time when most companies would at least have the courtesy to respond but those days are long gone. ?Now you still send your resume but it usually goes into the black hole of not hearing a damn thing back from anyone.

If you?re lucky to get a response there is usually a phone interview with an HR person that can last anywhere from a few minutes to a half hour before you are either asked to come in and meet the hiring manager or have another phone call with the hiring manager. ? Even if you do well with both the HR and hiring manager you still need to come in and meet a lot of other people anyone of which can cancel your candidacy because of a check box even though you?re not going to be working directly with that person.

This whole process can last weeks and even months. ?One client I am working with said that they are trying to hire a Director of Social Media but the process has gone on for over 2 months and the candidate in question, because of the long period of time, has accepted a position with another company. ?He was puzzled why he had to start the whole process over again.

To every HR person and executive recruiter here are some things that you should be doing out of good business sense and decency:

(1) Acknowledge when someone applies for a job with your company. Even if it?s an auto responder to say ?we have received your resume?. ?If you don?t have the time to respond than the hell with you too.

(2) Don?t yank candidates chains. ?If you know that the candidate you?re interviewing is not a good fit tell them honestly and openly don?t say things like ?we?ll get back to ?you? because believe it or not some people still believe that shit.

(3) Don?t low ball us. ?Don?t offer a managers job to someone who used to be a VP if their resume indicates that they are a senior level executive. ?That is demeaning and you should know better.

(4) Treat candidates with common courtesy and respect not like you?re doing us a favor by talking to us.

(5) If you run across a marketing Linchpin and innovator do whatever you can to get them in front of decision makers ASAP. ?Believe me these people are hard to come by and your company needs them badly.

(6) Be clear about the hiring process and timeline. ?Don?t tell a candidate that they will hear back on a certain date and then not get back to them. A simple eMail sometimes is all it takes to say ?sorry for the delay, we are still trying to get people lined up for your interviews?.

(7) The most important person who should make the ultimate decision as to whether to hire the person should be the hiring manager. ?Don?t let outsiders within your organization bring a candidate down because they didn?t like her,him . ?They are not the ones who need the results you are.

(8) There are some really great executive recruiters but for every good one there are 4 bad ones. ?These are people who try and put you in a position that you may not be right for and as soon as you?re out of contention for the job they drop you like a hot rock.

It?s a shame that American companies treat candidates this way but right now they have no incentive to treat them better because after all in their minds it?s a buyers market. ?These are companies that you don?t want to work for and you should avoid them at all costs because it says a lot about how they treat and value their people.

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Syria assails rebel town, admits sanctions hurting

Syrian forces tried to storm the rebel bastion of Rastan Wednesday under cover of heavy gunfire, shelling and rocket bombardment, reports said, as Damascus admitted sanctions were biting hard.

The rebel Free Syrian Army, meanwhile, denied it was behind the kidnapping of Lebanese Shiite pilgrims in the north, an incident adding to tensions in neighbouring Lebanon which is already divided between pro- and anti-Damascus camps.

There was no word on any Rastan casualties, but the Syrian Observatory for Human Rights said 12 people were killed nationwide, including seven troops shot dead at Qalamun in Damascus province as they tried to defect to the rebellion.

Soldiers were trying to overrun Rastan for the second time in 10 days, with shells crashing into the town at the rate of "one a minute" at one stage, according to the Britain-based watchdog.

An activist told AFP that Free Syrian Army fighters were defending Rastan's entrances but that "regime forces are being strengthened with new deployments," including from the elite Republican Guard.

"Electricity has been cut off in Rastan, and water tanks have been shelled," said activist Abu Rawan. "There is also a severe lack of food because the market is closed and we can't bring food in from nearby villages."

Hours later, the activist said the army assault eased when a team of UN observers entered Rastan.

"The situation is calm now because the UN monitors have arrived" having heard the shelling, Abu Rawan told AFP, adding, however, "God protect us when they leave."

On May 14, 23 soldiers were killed in a failed assault on the town, which straddles the main highway linking the capital to the north and where rebels regrouped from the battered city of Homs.

Elsewhere, troops fired on protesters in Syria's second city Aleppo as about 1,500 people rallied against the regime, triggering armed clashes, said the Observatory, without providing any details on casualties.

Activists said lawyers and sympathisers with the revolt staged a sit-in at Aleppo's judicial complex to demand the release of political prisoners, as well as pay tribute to four students killed at a May 3 rally in the northern city.

The uprising against President Bashar al-Assad broke out with peaceful democracy protests in March 2011, prompting a fierce crackdown.

More than 12,600 people have been killed in the bloodshed, nearly 1,500 of them since a UN-backed truce took effect April 12, according to Observatory figures.

The bloodshed has persisted despite the ceasefire brokered by UN and Arab League envoy Kofi Annan, as well as previous diplomatic measures including several rounds of sanctions against Assad's regime.

Oil Minister Sufian Allaw admitted on Wednesday that punitive measures imposed by the West have cost Syria almost $4 billion and caused shortages in fuel products.

"The oil sector has lost almost $4 billion because of the unjust European and US sanctions, blocking exports and imports of oil and oil derivatives," he told a news conference.

The minister acknowledged "new difficulties" in meeting Syria's energy needs, especially for domestic gas.

"The measures taken by the EU and United States are behind this crisis. They want to put pressure on the Syrian people by widening the embargo," he said, adding: "We will also overcome the new difficulties."

Allaw said negotiations were under way with Russia for a long-term energy deal, while a Venezuelan vessel loaded with 35,000 tonnes of fuel oil docked in Syria this week and another was expected shortly.

The raging violence took a broader turn in the region after Lebanon's state news agency said Syrian rebels kidnapped 13 Lebanese Shiite Muslims as they were headed home by bus from a pilgrimage in Iran.

Lebanese Foreign Minister Adnan Mansur said the pilgrims were abducted by "a splinter group of the armed Syrian opposition", but added he expected their release "within hours."

The Free Syrian Army strongly denied involvement.

"The FSA is not at all responsible for the operation," Mustafa al-Sheikh, a high-ranking member of the rebel force, told AFP by telephone from Istanbul.

"This is an attempt to distort the image of the FSA," said Sheikh, the head of the group's military council. The kidnapping was "no doubt the work of the regime, which wants to sow chaos."

The opposition Syrian National Council also issued a call for the prompt release of the pilgrims, adding it too believed the regime could be involved in the kidnapping.

But Lebanese women pilgrims who arrived in Beirut on Wednesday said the kidnappers presented themselves as members of FSA. "They terrorised us," said one of them.

The case has triggered fears of sectarian tensions in Lebanon over the Syrian conflict.

Russia warned on Wednesday of the Syrian conflict spilling over into Lebanon, calling on all parties to avoid fresh unrest at all costs.

Similarly, Saudi King Abdullah has warned of "the gravity of the crisis and its potential to escalate into a sectarian conflict in Lebanon, dragging it back into the spectre of civil war."

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Afghans will not stand alone: Obama to NATO

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Tuesday, May 22, 2012

Anchorman 2 Teaser Trailer: The Legend Continues


Whammy! We've got your first look below at Anchorman 2.

In the recently-released new teaser, we watch as the San Diego news team of Champ Kind, Brick Tamland, Brian Fantana and, of course, Ron Burgundy stand around and hype the 2013 sequel to their 2004 smash in which, apparently, they will play a coven of witches.

Wait... what does that possibly mean, Brick? Watch the legend prepare to continue now:

No release date date has been set for the film yet, but visit our friends at Movie Fanatic for all Anchorman 2-related news and scoop up until the big day.

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Where Romney, Sen. Brown stand on various issues

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Monday, May 21, 2012

Comedy is king again on network television

FILE - In an undated file photo released by ABC, from left, Sofia Vergara portrays Gloria, left, Ed O'Neill portrays her husband Jay, and Rico Rodriguez portrays her son Manny in a scene from "Modern Family." For the fall 2012 schedule, there is a resurgence of situation comedies on network television, such as ABC's critical hit and most popular scripted program, "Modern Family." (AP Photo/ABC, Eric McCandless, File)

FILE - In an undated file photo released by ABC, from left, Sofia Vergara portrays Gloria, left, Ed O'Neill portrays her husband Jay, and Rico Rodriguez portrays her son Manny in a scene from "Modern Family." For the fall 2012 schedule, there is a resurgence of situation comedies on network television, such as ABC's critical hit and most popular scripted program, "Modern Family." (AP Photo/ABC, Eric McCandless, File)

(AP) ? Broadcast television networks are determined to make you laugh.

The resurgence of situation comedies is the clearest trend to emerge from TV's helter-skelter week of fall schedule announcements that just concluded. ABC, CBS, Fox and NBC will have 30 half-hour comedies on the air at the beginning of next season ? 32 by November ? compared to 17 at the opening of a new season five years ago.

Tuesday alone is a comic festival. The top networks will air eight sitcoms that night alone, with ABC promising two more in January.

"The audience is really open to comedy right now," said Robert Greenblatt, NBC entertainment chief. The network made comedy its development priority, and is opening Tuesday and Friday to sitcoms next fall. NBC is also keeping four comedies on Thursday night, despite abysmal ratings.

The explanation is as much financial as cultural, and there's a clear starting point.

Much as "The Cosby Show" was responsible for resurrecting sitcoms in the 1980s, ABC's "Modern Family" played the same role this time. It was an instant critical hit when it premiered in 2009 and has grown to become ABC's most popular scripted program. ABC Entertainment Group President Paul Lee called it "the defining comedy of our time."

"I don't think the networks gave up on (comedy)," said Brad Adgate, television analyst for Horizon Media. "There's too much of a financial incentive to go with comedies. They were always trying. But they weren't that good."

The lesson for Fox coming out of this season was clear. The charming "New Girl" with Zooey Deschanel did well and was invited back for a new season; the special-effects laden drama "Terra Nova" was an expensive bust. Fox is building a four-sitcom night on Tuesdays led by "New Girl."

It also can't be lost on struggling NBC that it can invest in a complex drama like "Awake," get good reviews and virtually no viewers. NBC's fall schedule shows its drought in developing solid dramas: There's no show that premiered between 1999 ("Law & Order: SVU") and 2010 ("Parenthood").

Many fans express on social media that they're reluctant to commit to new dramas on broadcast networks for fear they will be quickly cancelled, said Sean Reckwerdt, TV analyst and cultural anthropologist for Networked Insights. CBS is the exception, he said.

Comedies, meanwhile, generally require less investment both personally and financially and the upside in success can be huge.

The slump in new comedy development during the mid-2000s meant there were fewer sitcoms available on the syndication market at precisely the time there was more interest in buying them. "The Big Bang Theory" and "Modern Family" commanded prices at or near $1.5 million an episode for their makers when they were sold in syndication less than two years ago.

Reruns of "The Big Bang Theory" have been such a big success for TBS since they started last fall that the network's viewership is up more than 11 percent over last year, the Nielsen company said.

Demand is such that "2 Broke Girls" and "Mike & Molly" will soon hit the syndication market, even though CBS has made nowhere near the 100 episodes of the shows that is generally considered a benchmark for running repeats, said Bill Carroll, an expert on the syndication market for Katz Media. A classic sitcom can generate money for a long time; somewhere "I Love Lucy" and "M-A-S-H" episodes are still being shown.

"Not every show is like that, but certainly the blue chip players last forever," Carroll said. "They'll be running when we watch TV on our watches or watch on our glasses."

USA won the rights to begin airing "Modern Family" reruns next year and the network, which has made its fortune in large part through successful original dramas, made the upcoming comedy repeats a centerpiece of its presentation to advertisers this past week.

Syndication success also creates an interesting boomerang effect for networks. Ratings for original episodes of "The Big Bang Theory" and "How I Met Your Mother" on CBS went up this year ? unusual for series that have been on the air so long ? because more viewers became familiar with the characters through reruns.

It was instantly evident when ABC previewed "Modern Family" for advertisers three years ago that the comedy was something special. None of this year's crop jumps out in the same way. Fox is getting some buzz for a sitcom created by and starring Mindy Kaling of "The Office," and the network's "Ben and Kate" seems sweet. NBC has high hopes for Matthew Perry's "Go On" because of the way he channels Chandler from "Friends."

Among the most promising dramas is ABC's "Nashville," with Connie Britton of "Friday Night Lights" in a career and love triangle. There are a handful of creepy dramas, often with supernatural elements, with the best looking like Fox's "The Following," with Kevin Bacon trying to track down a serial killer. That doesn't start until midseason, however.

As it has for a few years now, CBS appears in a different league than its rivals. Its margin of victory as the first-place network was the widest it has been in 23 years, and the network has no intention of messing with a successful formula. Its three new fall dramas are each criminal or legal procedurals.

CBS may eventually pay for taking "thinner and thinner slices of the same stuff," Reckwerdt noted. Judging by the warm response by advertisers to its new shows, that day of reckoning doesn't appear imminent.

Jimmy Kimmel, who has appeared for 10 straight years at ABC's presentation to lob some verbal grenades at network executives, neatly summed up the leap of faith that TV executives are asking of advertisers.

"We're going to show you some shows that either we're excited about or pretending to be excited about," he said.

"It's up to you to figure out which is which."

____

EDITOR'S NOTE ? David Bauder can be reached at dbauder"at"ap.org or on Twitter (at)dbauder.

Associated Press

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Coweta Fayette Real Estate & Newnan Homes for sale blog by ...

The true cost of “collecting.”One of the hottest TV trends these days are the rags to riches shows about ordinary people who discover hidden treasures at auctions, or estate sales, or by picking through piles of junk in storage units or barns.

Many people do not see any harm in saving as much ?stuff? as possible in the hopes that one day it will become valuable enough to sell at a profit.

But like so many other things, myth and reality are often separated by a wide chasm. In most cases, the stored treasure becomes more of a nuisance than a cache.

And while a few items may have some monetary value, there is a definite and real cost of clean-up after the ?collector?s? days are over.

The cost of dumpsters, laborers, and cleaners can often exceed any actual monetary value by ten, twenty, or even FIFTY times over.

And the accumulation of one lifetime can become just another final expense that has to be dealt with by the survivors.

It is heartbreaking to see one individual?s concept of treasure being relegated to trash.

Don?t let this happen to your kids. If you don?t need it or can?t sell it, get rid of it!

Because at some point someone else will have to do it.

Follow Me on Twitter Follow Me on Facebook Lets get Linkedin My Outside Blog Watch my Videos on YouTube

All content, including text, original art, photographs and images, is the exclusive property of Coweta Fayette Real Estate, Inc., and may not be used without the expressed written permission of?Coweta Fayette Real Estate Better Homes and Gardens Metro Brokers, Newnan Georgia. All information is believed to be accurate but is not warranted, Copyright 2003-2009. Richard Weisser REOS, E-Pro. licensed Auctioneer. 770-827-6225.
Learn more about Coweta County and Fayette County Georgia Real Estate, and to search the entire Georgia MLS for free with no registration required. Visit CowetaFayetteRealEstate.com!?Photos of the Great Smoky Mountains National Park.?North Georgia Photos.

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Mom with flesh-eating disease had seven operations: brother

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Sunday, May 20, 2012

Girls Season 1 Episode 6 Online

Critics lauded the show due to the raw nature, humor, and refreshing tone. According to Metacritic, which assigns a normalized rating from 100 to reviews by way of mainstream critics, the series holds an usual score of 87 dependant upon 28 reviews, indicating ?Universal acclaim?. The website also lists the show since the highest-rated fictional debut selection of 2012.

James Poniewozik from Event reserved high praise with the series, calling it ?raw, audacious, nuanced and richly, often excruciatingly funny. ? Tim Goodman in the Hollywood Reporter called Girls ?one of the very most original, spot-on, no-missed-steps series in most recent memory. ? Reviewing the first three episodes with all the 2012 SXSW Festival, he said the range conveys ?real female relationships, the angst of emerging adulthood, nuanced relationships, sexuality, self-esteem, body image, intimacy in a tech-savvy entire world that promotes distance, the bloodlust of surviving Ny on very little money in addition to the modern parenting of named children, among many other factors ? all laced in addition to humor and poignancy. ?

Meanwhile, John Cook of Gawker. com described the show within a negative review as ?a television program about the children of wealthy celebrities and shitty music along with Facebook and how hard it really is to know who you are and Thought Catalog in addition to sexually transmitted diseases along with the exhaustion of ceaselessly dramatizing your individual life while posing as someone who understands education emptiness and narcissism of their very self-dramatization. ?

The premiere of the actual pilot was also met with criticism concerning the all-white main cast in the otherwise culturally diverse location of Nyc (the only black actors in this pilot were a black homeless man as well as a black taxi driver, and the only Asian actress had the only trait of being good having a sheet of computer application). Lena Dunham has offered interviews where she covers the diversity question while using the series, stating that with HBO?s renewal from the series for a 2nd season, ?these issues will become addressed?.

Richard cancels to commence to start a date with Sam, who complains to Lizzie that she?s tired while using game individuals play with one one more. Lizzie suggests they locate a place where the guys have no idea of the rules, and settles on a Mexican place on college night. The girls pick set up Stevie and Len, business/finance majors, and go back on their place.

Lizzie and Len conduct, but Stevie is hence excited he comes before Sam might also get him undressed. In the morning, the girls discover by which Len and Stevie tend to be both just barely legal and living at your house . ? they graduated regarding the ?University? prep school. Meanwhile, Jason is romancing Nicole, a marine botanist having whom picked him up which has a candid line at this type of farmers? market.

Thanks to Lizzie, he has some questions about her sincerity, but Nicole?s directness gets him over. He goes out with her they usually end the night while using the energetic sexual workout. In the morning, Nicole leaves, promising to call Jerr. A few days following, he bumps into Lizzie and Sam while using farmers? market. They see Nicole with the same ?candid? line whenever another guy, and Jason realizes which Lizzie was right ? untrue sincerity is Nicole?s video gaming. Jason and the girls adjourn with a nearby joint to stop the bucket their sorrows.

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Be an Innovator ? By joining together with heading organisations in forms industry gets your brand available. By networking at parties and trade events, you can be called the person to meet to investigate. As a professional, conduct yourself well and have for the professional

Visibility ? being apparent is something that you should shouted about. In the event that you have accolades, huge results and circumstances to become proud of, then everyone else should be aware of about it. Authoring a book, being key-note speaker about conventions and attending high-profile group meetings and events is some other way to increase existence and make others take note.

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Tips How to Choose Web Hosting For Your Small Business | Honest ...

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Saturday, May 19, 2012

Obama to Congress: Put in place banking rules now

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Frequently asked questions about travel insurance

Should I buy travel insurance - or not? / Photo by Horrigan S - Flickr

Travel insurance used to be a small segment of the insurance business that protected people against the loss of a non-refundable deposit on a big-ticket vacation such as a safari or a round-the-world cruise. But the Sept. 11, 2001, terrorist attacks and a series of natural disasters in the early 2000s pushed it into the mainstream. Today, it?s hard to find a travel agent or travel site that doesn?t try to sell an optional insurance policy as part of a trip.

But should you buy one? That depends. Here are the most frequently asked questions about travel insurance:

What does travel insurance do?

Travel insurance covers the investment in your travel plans, your personal belongings, and you and your family on your vacation. If something goes wrong, you can recover some or all of your costs, depending on the kind of insurance you buy. Most policies cover trip interruptions and cancellations and even acts of terrorism. They can also pay for emergency medical and dental care and, if necessary, a medical evacuation.

What kinds of policies are out there?

There are two major types of travel insurance: wholesale plans and comprehensive packages. Wholesale plans are sold through travel suppliers like a cruise company or your airline. They typically have more limitations in coverage, and are not age-sensitive in their pricing. You can?t compare these plans because they are customized and priced for each travel supplier. Travel agents and online websites sell comprehensive packaged plans, mostly. These are priced and configured exactly the same no matter whom you buy from. A comprehensive travel insurance policy lets you cancel your trip for a covered reason and has specific limitations; the most frequent ?gotcha? is an exclusion for any preexisting medical conditions. A ?cancel for any reason? option in a policy pays for a percentage of your non-refundable trip costs if you decide to stay home.

How much does insurance cost?

A standard policy typically costs 4 to 8 percent of your trip?s prepaid, non-refundable price. A ?cancel for any reason? policy, however, can run you 10 percent or slightly more. Policies are priced based on the length of the vacation, the age of the travelers, the total cost of the trip, and the coverage features included in the plan.

Do I need insurance?

Maybe. Experts recommend it if you are concerned about losing a large non-refundable vacation deposit, or non-refundable airfare. Also consider a policy if you?re cruising or taking a package tour. (Both have unforgiving cancellation policies, which could result in your losing the entire value of your trip.) Medicare, and most health insurance policies don?t cover you outside the country. More importantly, medical evacuation expense is a critical coverage that can help get you home or to a hospital that can treat you. You need to weigh the additional cost of the insurance against the risks of making a claim.

Where can I buy insurance?

You can buy directly from your travel supplier or your travel agent. In both of these cases, you will have trouble comparing plans or coverage verses cost because they typically only offer one or two brands, and rarely give you an easy way to compare coverage. You can buy directly through the insurance companies on their websites. The largest are Allianz Global Assistance (formerly Access America), CSA Travel Protection and Travel Guard. You can also buy through a third-party comparison web site such as Squaremouth, Travel Insurance Review, TripInsuranceStore.com and InsureMyTrip.com. Those sites sell the same products you buy directly from the insurance company or your travel agent, but make it easier to compare policies. A new comparison website, TripInsurance.com, sells exclusive policies directly from the major underwriters, eliminating several layers of middlemen.

How do I shop for a policy?

Get a quote from your travel agent, and specifically ask them the brand and name of the policy. Get a list of the coverage levels in the plan they are suggesting. Check a comparison website to see if you can find the same coverage for less money in a different company?s policy. Look for a policy with a pre-existing conditions waiver. Make sure the comparison website is licensed to sell insurance in your state. If they are, then they will only be offering legitimate policies from insurance companies licensed in your state.

If you are buying from a travel supplier, make sure a licensed insurance provider provides their insurance. If you have a question about a policy or provider, check the US Travel Insurance Association site or your state insurance commissioner to make sure that it?s legit. Make sure you read the actual certificate of coverage for the particular areas of coverage you are concerned about to see what their exclusions are. The devil is in the fine print.

What do I do after buying?

Read the policy immediately. If you see a problem in a coverage area of concern, call your insurance company right away. Every policy offers a 10-day ?free look? period. If after reviewing the policy, you decide that it doesn?t meet your needs, you can cancel it and get a full refund as long as you haven?t left on your trip or filed any claims.

What if I have to file a claim?

Your travel insurance company will tell you how to do that in the policy certificate. Documentation of your loss is the most important item you?ll need to pull together. If you don?t have a pre-existing conditions waiver, your insurance company may have to request your medical records. Claims typically take two to four weeks to process, but some complicated ones can take longer. Expect a final decision within roughly a month.

What if my claim is rejected?

A rejection means the company can?t honor your claim based on the information provided, and the provisions of your plan. Ask the company for the specific provisions of the plan, and what is missing in your documentation that cause them to come to this decision. Insurance claims are highly regulated, and the decisions are not arbitrary. They follow the policy provisions and evaluate your claim information on their face value. Send the company a brief, polite written appeal with any new information you believe is relevant to your case. Most insurance companies have their most senior adjusters and management review appeals.

If my appeal is rejected, am I out of luck?

Again, ask the insurance company for the specific reasons for rejection of your claim. Discuss the policy and their rejection reasons with your attorney before you make a claim in court. If an attorney thinks you have a case, you?ll want to start in small claims court. Asking your travel agent or comparison website to intervene will rarely help, but it can. (They are not qualified or authorized to interpret policy provisions.) If you suspect insurance fraud you can contact your state insurance commissioner. Before they take action, they will want to see all the documentation on how your claim was handled.

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Mark Zuckerberg Posts Status Update As He Rings The NASDAQ Opening Bell

status-update-1This is awesome. At 9:30 AM ET, Facebook CEO Mark Zuckerberg posted what's bound to be a historical status update to his Facebook Timeline. The post simply reads: "Mark Zuckerberg?listed a company on?NASDAQ. ? with?Chris Cox?and?4 others." You can read the whole story right here from the engineer who rigged up the auto-post: "How Facebook Hacked The NASDAQ Button"

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Friday, May 18, 2012

LG Optimus 4X HD stops in at the FCC, flaunts AT&T bands, global support

LG Optimus 4X HD stops in at the FCC, flaunts AT&T bands, global support

LG's latest 4.7-inch wunderphone may not have received an official release this side of the Atlantic, but that doesn't mean the Feds aren't putting it through its paces. A global version of the LG Optimus 4X HD made its way through the FCC test labs recently, revealing a quad-band GSM / EDGE radio with 3G support over AT&T's 1900 / 850 bands. In other words, feel free to import an unlocked slab when they hit Europe next month. Check out the federal filings yourself at the source link below, or check out our own hands-on coverage right here.

LG Optimus 4X HD stops in at the FCC, flaunts AT&T bands, global support originally appeared on Engadget on Thu, 17 May 2012 20:39:00 EDT. Please see our terms for use of feeds.

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